Effective Date: 01st October 2025
Last Updated: 01st October 2025
Welcome to Tokn.money (“Platform” or “Tokn.money”), a digital tipping platform that facilitates seamless, cashless tipping for service professionals/individuals/merchants (“Users”, “You”, “Yours”). These Terms and Conditions (“Terms”) govern your access to and use of the Tokn.money website and mobile application (collectively, the “Platform”), owned and operated by [Insert Legal Entity Name] (“Tokn.money”, “Company”, “we”, “us”, or “our”).
This document shall be read in conjunction with the Tokn.money Community Guidelines and Privacy Policy. In the event of any conflict or inconsistency between the provisions of these documents, the policies and determinations of the Company, as communicated from time to time, shall prevail and be final and binding.
By accessing, registering on, or using the Tokn.money platform (including its website, mobile application, and related services), you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions, including any policies or guidelines incorporated herein by reference. If you do not agree with any part of these Terms, you must immediately refrain from using the Platform.
Your continued use of the Platform constitutes your express acceptance of these Terms, as may be amended from time to time, and establishes a legally binding agreement between you and Tokn.money.
Tokn.money provides a digital micropayment platform enabling Tippers to send voluntary gratuities to service professionals (Tippies) via QR code-based transactions. Additional services include:
Tokn.money acts solely as a facilitator and does not act as a payment service provider, bank, escrow agent, or custodian of funds at any point in the tipping transaction.
Tippers – Individuals or entities who voluntarily send monetary tips via the Platform.
Tippies – Service professionals or entities who receive monetary tips through the Platform.
Merchants – Businesses or establishments facilitating tipping via Tokn.money, either as Active or Passive Merchants.
Use of the Platform is permitted only by persons of legal age and capacity under Indian law. By using the Platform, you represent and warrant that you possess the legal capacity to enter into a binding contract.
The Platform facilitates a digital tipping mechanism via QR codes. All payments are processed securely through RBI-regulated third-party gateways; Tokn.money does not store or process payment data.
The Company maintains a non-interest-bearing escrow account for holding funds temporarily. Tokn.money acts solely as a facilitator and not as a fiduciary or trustee.
Only legally registered businesses in India may act as Merchants. Tokn.money reserves the right to accept or reject any application.
Tokn.money may levy nominal service or administrative fees, which will be disclosed at the point of transaction. All fees once paid are non-refundable except in limited cases.
Users agree to use the Platform lawfully and refrain from unauthorized access, fraud, impersonation, harassment, or infringement of intellectual property.
Your use of the Platform is subject to our Privacy Policy. By using the Platform, you consent to our data collection and processing practices in accordance with applicable Indian law.
The Platform is provided “as-is” without warranties. Tokn.money shall not be liable for indirect, incidental, or consequential damages arising from Platform use. Aggregate liability is limited to ₹1,000 or the amount paid in the last 30 days, whichever is higher.
You agree to indemnify and hold harmless Tokn.money and its affiliates against any claims arising from misuse of the Platform or breach of these Terms.
Tokn.money shall not be held liable for delay or failure due to events beyond its control, including natural disasters, technical failures, or regulatory actions.
Tokn.money reserves the right to suspend or terminate access for violations, fraudulent activity, or non-compliance. Users may also voluntarily close their accounts per the Privacy Policy.
These Terms are governed by the laws of India. Disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai.
Tokn.money may modify these Terms at any time. Continued use after publication implies acceptance of updated Terms.
For any queries, please contact us at:
Email: support@tokn.money
Address: B13/A Block B Benefit 630, Innovation Park Arekere, Bannerghatta Road, Bangalore South, Bangalore- 560076, Karnataka
Phone: +91 9845000000